Loan Options

Keystart Home Loans

The Keystart ‘Low Deposit’ Home Loan is a variable interest rate loan which can be used by owner-occupiers to buy an established home or build a new one. It is available to both first and non-first homebuyers across the USA.

The most attractive aspect of Keystart is that you only require a 2 per cent deposit, of which only 1 per cent needs to be genuine savings. The other great thing about Keystart Home Loans is that if you’re building a new home, you only have to pay $50 per week during the construction period, which is a great advantage if you’re renting at the same time.

One of the significant differences between Keystart and the major banks is that they don’t require any mortgage insurance. This reduces your end loan amount, thereby reducing your monthly repayment. Keystart will even allow people with defaults, or individuals that have been bankrupt; to take out a home loan assuming they meet certain credit criteria. Keystart are experts at providing affordable finance options where other home loan lenders are unable to provide assistance.